News & Articles: Mortgages

Stay up to date with the latest news and happenings with the Lifetime blog. A library of thought-provoking articles to inform and enlighten on all things loans, insurance, investments and planning. 

preview image - Feeling the Mortgage Pinch: How The Kiwi Dream Can Become A Nightmare

Feeling the Mortgage Pinch: How The Kiwi Dream Can Become A Nightmare

Kiwi’s love home ownership. But in recent years, the number of us owning a home is declining, the hurdles to jump over for a mortgage seem to be higher, and the cost-to-income ratio is painfully increasing.

And now to add to that storm, we have wallet-annihilating interest rates and eye-watering inflation - it’s turning more grim than a Wellington southerly. Together, the sinister duo of Interest and their nefarious henchman, Inflation, are squeezing the New Zealander's dream tighter than a pair of budgie smugglers two sizes too small.

15 September 2023 by Sarah Maclennan in Mortgages
preview image - I want to break free (and refix my rate)

I want to break free (and refix my rate)

Wow, A lot can happen in a year! Cast your mind back to mid-late 2020, when New Zealand had just come off a period of lockdown. We couldn’t go out and spend money and subsequently, there was a pent-up demand to do so when we emerged from lockdown.

24 November 2021 by Greg Kerr in Mortgages, Home Loans, Lending