10 Sustainable Gift Ideas
For many, Christmas creates pressure to bow to consumeristic, materialistic expectations. This can hurt both our pockets and the environment. We've curated a handy list of 10 sustainable gift ideas, some that are low-to-no cost, with a focus on financial and environmental sustainability. And remember, the best present you can give is to be present.
10 Sustainable Gift Ideas
1. Homemade Jam / Fruit Preserve
Got a decent fruit tree in your yard? Get picking and make a sweet treat to be enjoyed.
2. Knitted Water Balloons
Simply dunk these little cuties in water and make a splash! No mess, no fuss, all the fun.
3. Cotton Shopping Bag
We all need a good range of shopping bags these days, why not make a statement with a funky design.
4. Electronics-Free Picnic
Ditch the phone and grab a blanket, give the gift of your true presence, interruption free.
5. Metal/Silicone Straws
Cold drinks taste even better through a metal straw, and kids will love the bendy, colourful silicone options.
5. Insulated Water Bottle
We all probably need to hydrate a little more. An insulated metal water bottle is great to keep that water fresh and cold all day long.
6. Coffee Keep Cup
We all know a coffee lover, and many cafes give a discount if you bring your own cup.
7. Top Up Their KiwiSaver
A great idea for the grandparents out there, small contributions add up and grow in time.
8. Tickets To A Local Show
Take someone to an art exhibition, festival, theatre show or even the movies.
9. Beeswax Wraps
There’s always left overs after Christmas lunch and dinner, keep it fresh with nifty reusable beeswax wraps.
10. Money Tree
Sure it’s not quite a managed fund, but it’ll grow like one and is sure to look great in your home or office.
Don’t forget to think about the wrapping and card, get creative and reuse / recycle.
Market & Portfolio Update - April 2022
Global share markets continued their choppy start to 2022 during April.For New Zealand based investors, a fall in the NZ dollar played an important role in helping offset the volatility global share markets experienced. The NZ dollar fell against most major currencies supporting the returns of unhedged overseas assets (assets that are free to move with exchange rates). As a result, ‘unhedged’ overseas investments fell by only 1.8% for NZ based investors.
The KiwiSaver Gender Divide – Why are women saving less and what can be done to combat this?
Recent data shows that, on average, women have 20% less in their KiwiSavers than men. The gap being at its largest between men and women in their 40s and 50s. There are a few factors that come into play causing this divide and although it will take years to achieve equality, there are ways in which we can be proactive to help close the gap. As of August 2021, the gender pay gap is at 9.1% in New Zealand, a decrease of about 0.4% from 2020’s stats.