Personal Insurance

We’re here to provide unbiased advice on the most suitable insurance for your circumstances – never too much or too little. Just the right level of cover to protect yourself, take care of your family or safeguard your business from any potential setbacks. 

Life is always changing, so your insurance policies will be reviewed and updated on a regular basis. When you need to make a claim, we’ll be there to support you, making sure your policy delivers as it should.

When it comes to health and life insurances to protect your lifestyle, recovery options and family - we are your expert team. 

Provide peace of mind that you can maintain the lifestyle you've built and your home will stay your home, even if unable to earn an income or continue your mortgage / rent repayments.

Rural insurance is specialist insurance, it needs to be designed to fit the requirements of each situation. From property, to equipment, to cash-flow and livestock - we have the products to protect your rural operation from the risks you face. 

Investment property can be a strong way to grow wealth, however it also carries many risks. From issues with tenants, to body corporate requirements and damage to property, it needs a specialist insurance plan to protect your investment. 

Generally, insurance premiums are worked out based on your age. In your youth, your premiums are inexpensive and easy to manage. As you grow older your risks become greater so your premiums will increase and become steadily more expensive.

The average life expectancy in New Zealand is 83 years for a female and 79 years for a male.