Blog: Investments

Stay up to date with the latest news and happenings with the Lifetime blog. A library of thought-provoking articles to inform and enlighten on all things loans, insurance, investments and planning. 

To many people capital markets just provide stock traders the opportunity to speculate and make a quick buck. And there are people who use capital markets this way, but in reality, they have a much, much more important role.

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by Lifetime in Investments

To many people capital markets just provide stock traders the opportunity to speculate and make a quick buck. And there are people who use capital markets this way, but in reality, they have a much, much more important role.

by Lifetime in Market Update, Investments

After good gains so far this year, diversified portfolios produced a relatively flat return for August, but looking below the surface there was a bit more going on.

Investors have been debating for decades the merits of active or passive (index) investing, and no doubt this will continue into future decades as both sides have some good points. Rather than take an extreme view one way or the other, we have used the best of both approaches to complement each other within client portfolios. We call this a hybrid approach.

It is an age-old question: What are interest rates going to do? The answer to this question influences decisions for investors and borrowers alike. The chart below shows NZ and US official cash rates (OCR) as set by their respective central banks. After staying the same for two and a half years, the NZ OCR has now fallen to a new record low of 1.5%, as the Reserve Bank has responded to weakening global economic growth prospects and inflation pressures appearing to have eased off for now.