Advice For Life
We are here to help you make the most of your life.
By working together, we will build greater financial certainty — with personalised financial advice for every stage of your journey.
How Lifetime Can Help You With Your Financial Plan
KiwiSaver
Start your KiwiSaver investment journey with confidence.
KiwiSaver is more than just a savings account — it is a key part of your long-term financial plan. Whether you’re aiming for your first home or a more secure retirement, we will help you build a strategy that supports your goals and grows with you.
Home Loans
Secure the right mortgage with expert advice.
Buying a home is a major financial step — and the right lending strategy matters. Whether you’re a first-home buyer, moving up, or investing, our advisers will guide you through the process and help structure a home loan that fits your long-term goals.
Personal Insurance
Confidence through every stage of life.
Whether you’re protecting your income, your health, or your family’s future, we provide expert, impartial advice to help you choose the right insurance cover. As life changes, we ensure your protection plan changes with it — and we’re here when it counts
Investments
Grow your wealth with a clear, personalised strategy.
Whether you are saving for the future or looking to make your money work harder, we help you invest with confidence. Our expert advisers design tailored investment plans and adapt them as your life evolves.
Financial Planning
Clarity and confidence for every life stage.
A good financial plan connects today’s decisions with tomorrow’s goals. Whether you’re just starting out or planning for retirement, we will help you map out a clear, personalised strategy and adapt it as life evolves.
Business Advice
Strategic financial guidance for business owners.
Running a business comes with complex financial decisions. We work with you to protect what you have built, plan for growth, and prepare for the future — with expert advice tailored to your business and personal goals.
Client Satisfaction & Feedback
We take pride in the great feedback we receive from our clients.
Ratings
98%
Clients who said Lifetime understood their financial situation and goals.
92%
Clients who said Lifetime made it easy to understand the financial advice and make decisions.
98%
Clients who said they achieved their financial objectives with Lifetime's advice.
Feedback
It was an absolute pleasure dealing with Emily. She set us on track financially and used plain language to do so. The biggest upside was the security that comes with having a sound financial plan going forward. Sharing your finances is a ve...
Emma Bailey
It is infrequent that I meet someone I get the sense wishes to do the best they can for others in their field of expertise.
Thank you for showing a genuine interest in what I am trying to do, what would fit and not what you can get from m...
Stuart
Having health insurance set up for me through my broker Otto Lijzenga at LifeTime has given me the financial freedom to seek the professionals that I need to help me with my condition - endometriosis. Having the specialist cover option, mea...
Claire O’Keeffe
Owner/Director, The Game Plan Gym
The whole process of putting together a financial plan for my retirement was not only professional but very informative. This has given me a high degree of certainty that I will have income from by assets and savings available to me to main...
Leanne
When I was looking for a Financial Adviser one of my top priorities was to find someone who was ready to listen and actively interested in delivering the type of customer experience I was looking for which was to have an open, honest, trust...
Bobby
Market & Portfolio Update: July 2026
Early in the month, renewed tension in the Middle East briefly pushed Brent crude oil above US$100 a barrel, which lifted energy prices and brought inflation concerns back into focus.
Lifetime Book Club: Paradox of Choice by Barry Schwartz
In The Paradox of Choice, psychologist Barry Schwartz explores a curious feature of modern life: while freedom and choice are undoubtedly valuable, there can come a point where having more options makes decisions harder, increases our expectations and leaves us questioning whether we made the right choice at all.
From what to buy and where to eat to decisions about careers, relationships and money, Schwartz looks at the hidden mental cost of constantly comparing our options – and makes the case that sometimes, simplifying our choices can leave us better off.
Interest rates on the move again.
Just when it looked like interest rates were heading in one direction, the picture has changed again.
After a period of falling rates, the Reserve Bank of New Zealand (RBNZ) increased the Official Cash Rate (OCR) from 2.25% to 2.50% in July, its first increase in three years.
For homeowners and prospective buyers, it is a useful reminder that interest rates do not always move in a straight line. More importantly, it highlights why having the right mortgage structure can matter just as much as securing a competitive rate.
People First
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