Empowering Kiwis with smarter financial solutions

Get where you want to go in life with sophisticated financial planning, well-structured mortgages, tailored insurances and strategic business solutions.

Mortgage With Purpose

Home loans are complicated and at times challenging - use an expert Lifetime Mortgage Adviser to ensure you get the best deal with the best structure. It could save you hundreds of thousands of dollars, and years off your mortgage. 

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Protect Your Income, Control The Outcome

The health and income insurances available with Lifetime can not only cover your costs with time off work, they can allow you access to private healthcare, meaning significantly reduced wait times enabling you to get the care you need sooner and recover faster. 

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Business As Unusual

Should something happen to your business  - be it an interruption, liability issue or the loss of an asset or key person - a quick and thorough solution is critical. We can tailor comprehensive cover for your business, big or small, to ensure you can get back to business as usual. 

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Advice For Life

Lifetime is New Zealand's largest privately owned full service financial advisory. We are committed to securing a smarter financial future for Kiwis through tailored advice. With a nationwide team of expert advisers, Lifetime provide loan, insurance and investment solutions from purchasing your first property, to investing in business growth and protecting your assets. 

How Lifetime Can Help You With Your Financial LifePlan

Start Your Journey To Financial Independence

Get off on the right foot with a few good habits and a solid KiwiSaver strategy. With a Lifetime financial plan, we can design a road-map to achieving your goals such as home ownership, travel and family.

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Make Your First Home A Reality

Buying your first home can be tough but that becomes a whole lot simpler with a Lifetime Mortgage Adviser. As the experts on home loans, we can find you the best lender for your needs, whether it's a low deposit, new build or renovation project. We'll do the hard yards for you, negotiating to get you the best rate and structure.

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Ring Fence Your Finances With A Solid Protection Plan

Achieving your financial goals means ensuring you can ride out any set backs you may experience, This is where a financial protection plan is critical.

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Design Your Finances To Fit Your Family

At Lifetime we are proud to assist in financially securing Kiwi families. When it comes to financially protecting what you love, family always come first. Should accident or illness strike and impact your income, there are solutions to ensure your living expenses and mortgage payments continue, to ensure you can access quality care quickly and, most importantly, to ensure you have the time you need.

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Grow Your Wealth With A Sound Investment Strategy

At Lifetime we pride ourselves on our personalised investment advice. Because by taking the time to understand your life – both where you are now and where you’re heading – we can design a personalised investment programme that really works for you.

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Stay On Track With A Financial Review

Whether you've veered off course or are not sure which fork in the road to take, we can assist with your financial accountability. Lifetime Financial Advisers are the experts in reviewing and designing a solution that provides the financial plans and protection you and your family need, and ensuring it stays current with your life stages.

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Retire The Way You Desire

We’re all about looking to the future in order to make the best decisions now. Whether you have a specific goal in mind, or you simply want to make the most of your money, we’ll tailor the ideal financial plan to protect your lifestyle and grow your wealth. No one wants to work forever. Planning for your retirement now will ensure that you get to enjoy your golden years without significant financial problems.

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Meet the Team

The Experts On Prosperity & Protection

Lifetime is a full-service financial advisory practice committed to securing a smarter financial future for Kiwis through tailored advice. With a nationwide team of expert advisers, Lifetime provide loan, insurance and investment solutions from purchasing your first property, to investing in business growth and protecting your assets. 

21st Nov by Chané Berghorst

Setting clear money goals as a couple can pay real ‘dividends’ for both your bank account and relationship. Lifetime financial adviser Chané Berghorst explains what you need to consider when drawing up a shared plan. 

30th Oct by Joe Byrne

It is a changing world, one that is moving very quickly. Moore’s Law is a quoted observation that states computing power double every 2 years or so. With this rapid increase is computing power, ‘Big Business’ is putting this new technology to work (and making a profit).

16th Oct by Karen Essex-Mooney

OPINION: For a woman, your forties can be the most defining and lucrative decade – especially when it comes to finances. Taking the right steps can improve your financial standing and set yourself up for the years ahead.