Empowering Kiwis with smarter financial solutions
Get where you want to go in life with sophisticated financial planning, well-structured mortgages, tailored insurances and strategic business solutions.
Mortgage With Purpose
Home loans are complicated and at times challenging - use an expert Lifetime Mortgage Adviser to ensure you get the best deal with the best structure. It could save you hundreds of thousands of dollars, and years off your mortgage.Learn More
Protect Your Income, Control The Outcome
The health and income insurances available with Lifetime can not only cover your costs with time off work, they can allow you access to private healthcare, meaning significantly reduced wait times enabling you to get the care you need sooner and recover faster.Learn More
Business As Unusual
Should something happen to your business - be it an interruption, liability issue or the loss of an asset or key person - a quick and thorough solution is critical. We can tailor comprehensive cover for your business, big or small, to ensure you can get back to business as usual.Learn More
Advice For Life
Lifetime is New Zealand's largest privately owned full service financial advisory. We are committed to securing a smarter financial future for Kiwis through tailored advice. With a nationwide team of expert advisers, Lifetime provide loan, insurance and investment solutions from purchasing your first property, to investing in business growth and protecting your assets.
How Lifetime Can Help You With Your Financial LifePlan
Start Your Journey To Financial Independence
Get off on the right foot with a few good habits and a solid KiwiSaver strategy. With a Lifetime financial plan, we can design a road-map to achieving your goals such as home ownership, travel and family.Read More
Make Your First Home A Reality
Buying your first home can be tough but that becomes a whole lot simpler with a Lifetime Mortgage Adviser. As the experts on home loans, we can find you the best lender for your needs, whether it's a low deposit, new build or renovation project. We'll do the hard yards for you, negotiating to get you the best rate and structure.Learn More
Ring Fence Your Finances With A Solid Protection Plan
Achieving your financial goals means ensuring you can ride out any set backs you may experience, This is where a financial protection plan is critical.Read More
Design Your Finances To Fit Your Family
At Lifetime we are proud to assist in financially securing Kiwi families. When it comes to financially protecting what you love, family always come first. Should accident or illness strike and impact your income, there are solutions to ensure your living expenses and mortgage payments continue, to ensure you can access quality care quickly and, most importantly, to ensure you have the time you need.Read More
Grow Your Wealth With A Sound Investment Strategy
At Lifetime we pride ourselves on our personalised investment advice. Because by taking the time to understand your life – both where you are now and where you’re heading – we can design a personalised investment programme that really works for you.Read More
Stay On Track With A Financial Review
Whether you've veered off course or are not sure which fork in the road to take, we can assist with your financial accountability. Lifetime Financial Advisers are the experts in reviewing and designing a solution that provides the financial plans and protection you and your family need, and ensuring it stays current with your life stages.Learn More
Retire The Way You Desire
We’re all about looking to the future in order to make the best decisions now. Whether you have a specific goal in mind, or you simply want to make the most of your money, we’ll tailor the ideal financial plan to protect your lifestyle and grow your wealth. No one wants to work forever. Planning for your retirement now will ensure that you get to enjoy your golden years without significant financial problems.Learn More
The Experts On Prosperity & Protection
Lifetime is a full-service financial advisory practice committed to securing a smarter financial future for Kiwis through tailored advice. With a nationwide team of expert advisers, Lifetime provide loan, insurance and investment solutions from purchasing your first property, to investing in business growth and protecting your assets.
Investors have been debating for decades the merits of active or passive (index) investing, and no doubt this will continue into future decades as both sides have some good points. Rather than take an extreme view one way or the other, we have used the best of both approaches to complement each other within client portfolios. We call this a hybrid approach.
5G stands for the fifth-generation wireless network. It is the latest iteration of cellular technology, engineered to greatly increase the speed and responsiveness of wireless networks and the amount of data transmitted. 5G is reaching speeds of 20 to 100 times faster than the current 4G network, (depending on which 4G service you are referring to).
My last article was written about teaching your ‘young’ kids about money and that was well received by our readers so I thought I would continue down the financial education path and focus on what we need to teach our ‘young adults’ about money.
I have always found having check lists helpful so hopefully this will help those young adults heading on their OE, graduating and leaving home and possibly also for the parents or grandparents who are helping coach these young New Zealanders from the side-lines.