News & Articles: Insurance

Stay up to date with the latest news and happenings with the Lifetime blog. A library of thought-provoking articles to inform and enlighten on all things loans, insurance, investments and planning. 

In New Zealand, a lot of us rely on the public health system for treatment. Why would we pay for medical insurance when our government can fund treatment for us?

Barbara was diagnosed with stage 4 lung cancer and given only 12 months to live. Chemotherapy was the only treatment available in the public system and she wanted to look for other options. 

As a Coeliac and a Financial Adviser, I have been asking myself several questions about how best to protect myself and my Coeliac daughter from the financial effects of any future illness. Additionally, how much do insurance companies actually understand about Coeliac Disease? And how do they treat us when it comes to assessing our risks of ill health?

With a very saddened heart we are sharing this story on behalf of Raewyn Thomas, our Mortgage Adviser from the Wellington office. Raewyn has been delivered the most devastating news possible, that she has lung cancer and its terminal with a very shortened life expectancy. 

This is Rae’s story that we are sharing with her permission.

Paying for trauma cover might seem like an avoidable expense, but it can prove vital to safeguarding your financial standing should the worst happen, says Lifetime financial adviser Nathaniel Byers.

OPINION: Starting a family can be one of the most rewarding milestones a couple can experience. And one of the most stressful.

Planning for your first child might seem like a daunting and overwhelming task, but managing your finances need not be when you have a good idea of what to expect and how to budget around it.

The support of an expert financial adviser can make a real difference to your financial health. Lifetime’s Emily Wheatley advises on the four most important questions you should ask your adviser.

Setting clear money goals as a couple can pay real ‘dividends’ for both your bank account and relationship. Lifetime financial adviser Chané Berghorst explains what you need to consider when drawing up a shared plan. 

Health benefits can play a critical role in retaining existing staff and attracting new talent to your organisation. Lifetime financial adviser Carmen Lapthorne warns business owners and HR managers against making these common mistakes.

by Lifetime in AMP, Insurance, Investments, KiwiSaver

Over 10,000 of our Lifetime clients have AMP policies and investments. Lifetime Group’s Managing Director Peter Cave explores the impact AMP’s New Zealand disinvestment is likely to have on you.

by Lifetime in Insurance, Group Insurance, Health

From relying on only Pharmac-subsidised drugs to thinking you’re fully covered by your work health insurance, Lifetime adviser Lisa Davis warns of the common mistakes we make when selecting health insurance and how best to avoid them.

Moving from the default ACC Cover Plus to ACC Cover Plus Extra might sound like an expensive exercise, but when topped up with appropriate personal cover, it can cost you less per year for more comprehensive cover that pays out in circumstances of illness as well as injury. 

The right insurance can be the answer to navigating the uncertain seas ahead.  But what exactly should business owners do to get the most bang for their buck? 

Medical insurance is so much more than just paying for surgery. It is paying for you and your family to never have to answer, "How would you cope"

by Lifetime in Insurance, ACC, Health

I grew up in South Africa, a country in which once you leave home and get your first full-time job, your parents immediately ask: ‘Do you have your health insurance sorted?’

For me that question came at a time when all I wanted to do was buy a lounge suite with my first pay cheque. But, knowing that I had to prioritise my health, the furniture had to wait.

 

Make it your year to get your finances in order and use your money goals to guide through the next twelve months. Lifetime financial adviser Allan McNaughton reveals the most beneficial resolutions to make.

The end of the year is the perfect time to take stock of your financial situation and plan for greater success in the year to come. Each year I set aside time to review my current financial portfolio and map out my next steps in becoming more financially fit. Whether you want to tackle your debt or start building a wealth portfolio, it’s never too late to start improving your financial bottom line.