Guides

Arm yourself with the information to make smarter financial decisions, with our handy library of free guides. 

Let's Talk - Personal Insurance

Risks are part of life. We all assume the best when we have children or take on a mortgage, but what comes next if you are no longer able to provide an income?

You can protect yourself and your family against financial harm from unexpected illness and injury. Our Personal Protection Insurance is there to make sure you’ll be covered financially should you become unable to work. Lifetime is here to help you put the right protection in place by identifying the vulnerable areas of your life. 

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Let's Talk - Home Loans

Buying a home doesn’t have to be as daunting as it sounds. Deciding on a place to live is one of the most exciting and big decisions you will make. Life doesn’t always go to plan – babies arrive, illness can strike and interest rates can change. This guide is designed to give you the knowledge and power to make the process easier and smoother. After all, working with a Lifetime mortgage specialist ensures you get the best deal without the stress. 

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Let's Talk - Business Solutions

There are many aspects of building a business that must be carefully considered. A few key aspects include establishing start-up costs, funding expansion and growth, taking care of your staff, as well as protecting yourself against disasters and other interruptions.

While it is common practice to insure buildings and assets, it can be less obvious to remember the vital part that key staff and pre-existing financial commitments play in running your business.

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The 5 Steps Towards Your First Home

This booklet has been created with his help to guide you through the process of getting into your first home. Julian is a valued member of the team at Lifetime, with 16 years of experience in insurance and financial services. He is passionate about this subject and gets a real kick out of helping people achieve their financial goals in life. As an Authorised Financial Adviser (AFA) his ethics and practises are held to a high standard. For information on mortgages, insurance and investments including KiwiSaver, Julian is your go-to-guy.

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5 Things Worth Talking About

In today’s world where everything is at your fingertips you can easily find all the information you need regarding insurance and financial products.

The hard bit is making the right decision and having someone you trust to guide you along the way.

That’s when having someone to talk to who really knows their stuff and has been around for a while can make a world of difference.

The Millennials Guide To Buying Your First Home

There is so much opinion and information about how, when and what to buy, it can seem like an overwhelming process for first homebuyers – especially for those in their 20s and early 30s – the so-called millennial generation of those born since 1982. Lifetime Mortgage and Financial Adviser Michael Karabassis and Cameron & Co Solicitor Josh Morgan are themselves part of this generation and have come together to help their fellow millennials secure a mortgage and buy their first home.

5 Insurable Events

Are you adequately covered for these events? When it comes to ensuring you have financial protection in place for your needs should a medical condition affect your ability to earn, there are five key events to consider.  

1. Health
2. Income Protection
3. Trauma
4. Total Permanent Disablity
5. Life