We never expect a major illness to strike us and we’re often unprepared for when it does happen.
We don’t always predict just how something like cancer, a heart attack, a stroke, or a head injury would impact our lives and the lifestyles of our families.
In 2013, almost one in 60 Kiwi families were told of a loved one’s cancer diagnosis. Additionally, New Zealand has very high rates of heart attack and stroke. If the unexpected were to happen, having a critical or major illness policy in place will take care of the financial impact in the short term.
You can take steps to ensure that if you end up suffering from a traumatic or critical event, you and your family take solace in knowing that your finances are sorted.
A lump sum could be paid out to use any way you like, you so that you can get back to your best, however is best for you. You’ll be able to recover knowing that your expenses have been taken care of, and your partner may be able to take time off work knowing that you will be financially supported while you recuperate.
You’ll be able to rest without your lifestyle being impacted too much in the short term. The sum available is for you to use to recover in the best way for you so that you can get back to living your life.
If your partner is self-employed, taking time off to care for you could impact their business. Having a lump sum will give you the option to use the money how you see fit.
Our Advisers will work with you to look at your situation to see how this can work for you. We’ll make sure that you can recover how you wish.
Around 2,800 New Zealand women and 20 men are diagnosed with breast cancer every year. (The NZ Breast Cancer Foundation, 2012).