Home Loans with Lifetime
Your goals. Your home. Our expertise.
How Lifetime can help
Our advisers make the process clear, stress-free, and built around you.
We take the time to understand what matters most, match you with the right lender, and structure your mortgage so it fits your life.
Our advisers are mortgage specialists with the experience and lender relationships to get things moving quickly. We don’t just look at rates; we look at how your loan fits into your broader goals, helping you borrow smart, not just big.
Independent Mortgage Advice
Because we are not tied to any one bank, you will get independent advice and access to a wide range of lenders across New Zealand. We compare options, explain the trade-offs, and handle the legwork so you can focus on what matters most, finding and enjoying your new home.
We can help you with:
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First-home purchases
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Refinancing or restructuring
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Investment and holiday homes
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Construction and renovation loans
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Bridging finance
Why Work With a Lifetime Adviser
Our advisers act as your personal guide comparing options, negotiating with lenders, and structuring your loan so it works for you now and in the future. We bring the insight, experience, and objectivity that only comes from working across the market every day.
As your life evolves, new home, new goals, new priorities, we will help you adjust your strategy. That way, your home loan continues to support your financial certainty.
When it comes to home loans, having an expert in your corner makes all the difference.
Our Home Loan Services
Mortgages
Whether it’s your first step onto the property ladder or a move to suit your changing lifestyle, we will guide you through every stage. From comparing lenders to structuring your repayments, our advisers make the process simple and designed around you.
Mortgages
Refinancing
Your mortgage should progress as your goals do. We will review your current loan, evaluate your options, and negotiate with lenders to make sure your structure, rate, and terms still fit your plans.
Refinancing
Mortgage Top-Up
Need funds for renovations, a new vehicle, or another project? We will help you use the equity in your home wisely, balancing flexibility with long-term financial security.
Mortgage Top-UpTalk to a Lifetime Adviser
Ready to explore your options?
Book a free, no-obligation chat with one of our advisers.
We will listen to your goals, outline what’s possible, and help you take the next step with confidence.
