Refinance Your Mortgage The Smart Way
Think of refinancing your mortgage as an important part of your financial plan. As your lifestyle changes so do your mortgage needs. Our expert advisers can help you rework your mortgage to better fit with your aspirations going forward.
At Lifetime we can help you decide if it’s a good time to refinance your mortgage. We are lending experts and know when to make the most of low interest rates and when to sit tight. We are committed to your long-term financial goals and will find the best refinancing option to suit you and your needs. Interest rates are always changing and it’s hard to be certain if now is the perfect time to refinance. Let us evaluate your options and assess what you need most from your mortgage.
Your mortgage is a valuable commodity. Banks will often offer you cash incentives to refinance with them. We can help you navigate these numerous offers and negotiate the best possible terms. Ideally, these cash incentives will cover the cost of refinancing and may even leave some cash in your hand.
We are specialists in interest rates, mortgage structures and negotiating with the banks. We take the guess work out of refinancing - let's sort the ideal mortgage for you.
Want to know more?
Book your free 15 minute mortgage chat now.
Market & Portfolio Update - April 2025
Global markets began April with some volatility as investors digested “Liberation Day” tariffs announced by the Trump administration. In particular, investors feared a tariff war would lead to higher inflation, lower global growth, and the potential erosion of the historic ‘safe haven’ status enjoyed by the US dollar. However, the markets recovered a significant portion of these losses following the announcement that all reciprocal tariffs except China’s would be delayed for 90 days. Due to the volatility, global markets were down -3.8% for the month.
Staying Cyber Smart
At Lifetime, looking after your financial wellbeing includes helping you stay safe online. Lately, we’ve seen an increase in online scam attempts across the financial sector here in New Zealand, so we thought this was a good time to share a few friendly reminders on how you can stay protected.
Lifetime Book Club: The Behaviour Gap by Carl Richards
Welcome back to the Lifetime Book Club, this month, we’re taking a closer look at the emotional side of investing with The Behaviour Gap by Carl Richards. It’s a smart, simple, and refreshingly honest book about the biggest threat to your financial success - you.