Refinancing

Don’t think of your mortgage as static. Interest rates change and so do your personal goals. Sit down with one of our experienced advisers today to see if refinancing is right for you.

Refinance Your Mortgage The Smart Way

Think of refinancing your mortgage as an important part of your financial plan. As your lifestyle changes so do your mortgage needs. Our expert advisers can help you rework your mortgage to better fit with your aspirations going forward.

At Lifetime we can help you decide if it’s a good time to refinance your mortgage. We are lending experts and know when to make the most of low interest rates and when to sit tight. We are committed to your long-term financial goals and will find the best refinancing option to suit you and your needs. Interest rates are always changing and it’s hard to be certain if now is the perfect time to refinance. Let us evaluate your options and assess what you need most from your mortgage.

Your mortgage is a valuable commodity. Banks will often offer you cash incentives to refinance with them. We can help you navigate these numerous offers and negotiate the best possible terms. Ideally, these cash incentives will cover the cost of refinancing and may even leave some cash in your hand.

We are specialists in interest rates, mortgage structures and negotiating with the banks. We take the guess work out of refinancing - let's sort the ideal mortgage for you. 

 

Want to know more?

Book your free 15 minute mortgage chat now.

preview image - Market & Portfolio Update - May 2022

Market & Portfolio Update - May 2022

Volatility in global share markets continued in May as investors focused on inflation and rising interest rates. Despite the volatility, global share markets rebounded to end the month flat, with the energy sector leading the way (up 13.5%). The energy sector includes oil producers which benefitted from oil prices rising to $123/barrel. The European Union agreed to a partial ban on Russian oil. The ban is expected to cover 90% of Europe’s Russian oil imports by the end of this year.

by Lifetime in Market Update
preview image - 9 Financial Habits Of Successful People

9 Financial Habits Of Successful People

 1. They keep learning

Once they’ve identified areas in which they want to gain wealth, they start educating themselves in those fields.

Invest in your self-knowledge by reading the relevant books, following the right bloggers and spokespeople, and keeping up to date with policy changes in the news. A lot of websites in New Zealand even send daily or weekly updates to your mailbox. There are tons of resources out there (although it’s important to first check their credibility) that will help educate your financial decisions.

 

preview image - The Greatest Sharebroker Tip Of All Time

The Greatest Sharebroker Tip Of All Time

It was the early 1950s. A young PhD student at the University of Chicago was working on ideas for his PhD. He was waiting patiently in a lounge for a chance to talk to his dissertation adviser. Little did he know that he was about to have a conversation which 40 years later would see him awarded the Nobel Prize in Economics.

by Lifetime in Investments