Refinancing

Don’t think of your mortgage as static. Interest rates change and so do your personal goals. Sit down with one of our experienced advisers today to see if refinancing is right for you.

Refinance Your Mortgage The Smart Way

Think of refinancing your mortgage as an important part of your financial plan. As your lifestyle changes so do your mortgage needs. Our expert advisers can help you rework your mortgage to better fit with your aspirations going forward.

At Lifetime we can help you decide if it’s a good time to refinance your mortgage. We are lending experts and know when to make the most of low interest rates and when to sit tight. We are committed to your long-term financial goals and will find the best refinancing option to suit you and your needs. Interest rates are always changing and it’s hard to be certain if now is the perfect time to refinance. Let us evaluate your options and assess what you need most from your mortgage.

Your mortgage is a valuable commodity. Banks will often offer you cash incentives to refinance with them. We can help you navigate these numerous offers and negotiate the best possible terms. Ideally, these cash incentives will cover the cost of refinancing and may even leave some cash in your hand.

We are specialists in interest rates, mortgage structures and negotiating with the banks. We take the guess work out of refinancing - let's sort the ideal mortgage for you. 

 

Want to know more?

Book your free 15 minute mortgage chat now.

preview image - Business Must Do’s Before the End of the Financial Year

Business Must Do’s Before the End of the Financial Year

As the end of the financial year approaches on 31 March 2024, there are a few things to take a look at to ensure you are prepared. We’ve built a checklist of reminders to make sure that you don’t miss a step.

28 March 2024 by Hope Etienne in Accounting
preview image - Market & Portfolio Update - February 2024

Market & Portfolio Update - February 2024

Markets have started 2024 on the front foot, with global shares up almost 10% in New Zealand dollar terms. The theme of AI integration and its impact on companies continues to play an important role, with technology businesses leading the market.

12 March 2024 by Lifetime in Market Update
preview image - A Safety Net in the Sun: Health Insurance's Vital Role in Melanoma Treatment

A Safety Net in the Sun: Health Insurance's Vital Role in Melanoma Treatment

Melanoma, a type of skin cancer, presents a significant health concern in New Zealand, with the country ranking second globally in skin cancer diagnosis rates, closely following Australia. The high incidence of skin cancer in New Zealand can be attributed to several factors, including elevated UV levels compared to equivalent latitudes in the Northern Hemisphere, with a 40% increase in UV radiation during the summer months due to the sun's elliptical orbit[1]. Despite efforts to raise awareness about sun protection measures, the fatality rate for diagnosed cases in New Zealand is notably higher than that of neighbouring countries.

27 February 2024 by Emily Wheatley in Insurance