About Michael

I’m Michael Heriot, born in Wellington and lived here most of my life after a stint in the rat race called Auckland. In that town even if you win the race …. you’re still a rat.

I love Wellington because it is small enough to be personal and unique, but large enough to have everything you need. It has a soul and a spirit that positive and exciting. Being a part of Lifetime is a bit like living in Wellington as the company is personal and unique and has a positive and exciting energy.

I also love my job. Working with people to help them make smart decisions with their money is very rewarding. I look to help with financial planning as well as investment advice so that clients can achieve the goals that are important to them.

A particular focus for me is socially responsible investing – investing in ethical and sustainable ways. Not only does this help clients feel good about they way they invest, it tends to line up with their values.

Outside of work I like reading, playing bad golf and tinkering with gadgets. The most important people in my life are my family, friends and the great team I work with at Lifetime.

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As we navigate a rather turbulent time in the market, many of us are wondering what impact this will have on our KiwiSaver come retirement, and what, if anything, we should do. Lifetime Adviser Michael Heriot explains.