- Personal Cashflow Planning and Budgeting to take back control over your money.
- Personal Risk Planning to protect yourself, your family, and assets with suitable insurance covers.
- KiwiSaver and Investment Planning to optimise your ability to save and growth wealth long-term.
- Financial and Retirement Planning to achieve personal goals and long-term financial certainty.
“I find real joy to be able to shape a simple and relevant, yet practical roadmap to overcome a given challenge.”
I am a seasoned financial adviser, proud to be able to create greater financial certainty for my clients every step of the way. I find true meaning and purpose in ensuring that my clients and their loved ones will be ‘financially ok’ by tailoring robust personalised financial plans for their life goals and adversities.
Throughout my career, I have successfully collaborated with clients from various backgrounds and helped them achieve their personal and financial ambitions. I am a process-driven, result-oriented financial adviser who works alongside my clients to build a transparent and trusted relationship that helps them significantly improve their personal wealth and well-being in the long run.
Born in India, I migrated to New Zealand in 2012. I hold a bachelor’s degree in commerce, have two Post Graduate Diplomas in Business and Finance, and a level 5 qualification in financial services. Before joining Lifetime 2019, I worked in various industries including professional sports, international education, global banking, investments, and portfolio management.
Outside of work, I enjoy playing cricket and exploring new places, local markets, foods, and cuisines in and around my hometown, Hamilton.
My Three Golden Rules
- Prioritise ‘Personal Respect’ to foster stronger connections, positivity and satisfying existence.
- Pause and reflect before speaking up as thoughtful and constructive words can go a long way.
- Take the journey of practicing self-acceptance; set boundaries, and embrace personal quirks.
Neither Lifetime nor I have been subject to a reliability event. A reliability event is something that might influence you in deciding whether to seek advice from either myself or Lifetime. As an example, this would be a serious event such as legal proceedings against me, or bankruptcy in the last four years.
Facing a cash crunch? Let's go back to the drawing board...
In the face of rising interest rates and the increasing cost of everyday items at the supermarket, more and more households are finding it harder to get by.
Many New Zealanders are finding themselves back at square one, redesigning their personal budgets in hopes that they can free up some funds. While this task may appear daunting, it also provides an opportunity to weed out some unnecessary spending and shed a light on areas where improvements could be made.
Three KiwiSaver Decisions For Greater Financial Certainty
Out of the many questions I answer for my clients about their KiwiSaver, three key questions often seem to do the rounds. Though these three questions seem very simple, the answer one gives can make a lot of difference to their financial wellbeing. This is because these questions shape three crucial decisions Kiwis make about their KiwiSaver savings. Regrettably, the reality is, Kiwis often fail to get them right.