First Home Buyers Guide

Download your free copy now

Let's Talk - Home Loans

A handy, free guide on everything you need to secure your home loan. Download your free copy now and get on the property ladder sooner.

Your First Step Towards Your First Home

  • Do you need helping understanding the ways to use KiwiSaver, such as the FirstHome Grant, HomeStart Grant and Withdrawals?
  • Are you unsure how to get started with your deposit?
  • Do you want to better understand the process from start to finish in securing a home loan?
  • Do you want access to a wider range of lenders, loan choices and structures to save you money?

Buying a home doesn’t have to be as daunting as it sounds. Deciding on a place to live is one of the most exciting and big decisions you will make. Life doesn’t always go to plan – babies arrive, illness can strike and interest rates can change. This guide is designed to give you the knowledge and power to make the process easier and smoother. After all, working with a Lifetime mortgage specialist ensures you get the best deal without the stress.

Click here to download your free guide now

Mortgage Calculator

Unsure how much your home loan repayments would be? Work it out now with our handy mortgage calculator. See the impact various deposits would have, and how the interest rate and length of the loan can impact the overall interest paid. For advice on how best to structure your loan, book in a free chat with one of our mortgage advisers today. 

Newsletter Sign Up

Stay up to date with loan, insurance and investment advice, industry news and events. 

Find A Loans Adviser

Ready to talk? We have a team of advisers nationwide keen to understand your needs. Click here to find a specialist Lifetime Adviser near you to make a no-obligation appointment. 

22nd Aug by Taviri Ono

OPINION: A mortgage tends to be the single biggest expense most home owners face, and what most of us don’t realise is that it can often provide the biggest opportunity for cost saving.

30th Jul by Clive Martin

OPINION: Whether it’s a bach at the beach, house in the suburbs or small apartment in the city, the prospect of owning an investment property has long been part of the Kiwi dream.

According to Statistics New Zealand, residential property now accounts for 32 per cent of all Kiwis’ investments (as at March 2017) – making it the highest share of investment New Zealand has seen in 45 years. This comes despite concerns about primary residential home ownership levels. 

20th Jun by Neville Whitworth

Smart business owners are now leaning on specialist advisers to negotiate improved banking structures. But exactly what does this service entail? Lifetime’s Financial Advisers Neville Whitworth and Richard Craven share tips on how your business, in certain instances, could save tens of thousands of dollars a year.