Investment Property Lending

Grow your property portfolio and build wealth for your financial security, for now and for the future.

Grow Your Property Portfolio

Now more than ever, having an expert in your corner for investment property lending is critical. With the recent changes in LVR (loan to value ratio) requirements, many are getting caught up in red tape that now exists. However, using the equity in your home can still be an effective way to get started on the investment property ladder.

Lifetime advisers can assist in ensuring you get the best leverage possible with your lender.

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30th Jul by Clive Martin

OPINION: Whether it’s a bach at the beach, house in the suburbs or small apartment in the city, the prospect of owning an investment property has long been part of the Kiwi dream.

According to Statistics New Zealand, residential property now accounts for 32 per cent of all Kiwis’ investments (as at March 2017) – making it the highest share of investment New Zealand has seen in 45 years. This comes despite concerns about primary residential home ownership levels. 

20th Jun by Neville Whitworth

Smart business owners are now leaning on specialist advisers to negotiate improved banking structures. But exactly what does this service entail? Lifetime’s Financial Advisers Neville Whitworth and Richard Craven share tips on how your business, in certain instances, could save tens of thousands of dollars a year.

18th Oct by Robbie Crawford

As the housing market remains hot and the Reserve Bank dishes out stricter lending rules to New Zealand’s major banks, many first-time home buyers, often younger people, are finding it difficult to get their first mortgage. For many of you, this will be affecting your nearest and dearest, and it’s you, as family, they’re looking to for assistance. Lifetime’s Financial Adviser Robbie Crawford has a few tips (or mortgage hacks) for those hoping to give their loved ones a helping hand onto the property market.

With most banks requiring a 20 percent deposit to obtain a home loan, raising the initial capital can be the most difficult part for many first-time buyers, here’s how you can help.