Attract and retain the best people

Group Schemes

Group schemes are an excellent way to attract and maintain the best possible staff your industry has to offer. At a relatively low cost to the company you can offer your employees personal insurance cover.

Group Schemes

Your employees are essential to your business. Those who have a real passion for their jobs and enjoy coming to work every day are worth their weight in gold. A group insurance plan is a great way to give back, to make sure that their service is appreciated and to help retain your valuable staff members.

Group schemes are a valuable benefit for employees. Some form of risk insurance is an essential part of any individual’s financial plan but sometimes the price can make it unattainable for average New Zealander. As an employer you are able to buy insurance at a lower rate and secure your employees valuable cover that will protect them and their loved ones financially.


We can offer plans on the following covers:

  • Life Insurance
  • Trauma Insurance
  • Total Disablement Insurance
  • Income Protection
  • Health Insurance

It might be that you already have an insurance scheme in place but you are interested in a second opinion. We can take an impartial look at your current plan and determine whether or not you and your employees are sufficiently covered.

Putting together a group insurance scheme takes a specialist. At Lifetime, we are experienced in workplace insurance management and will be able to tailor the cover to suit the needs of you and your business. The best insurance plan is one that provides the finest possible cover while fitting comfortably within your company’s budget.

It doesn’t matter if you have 5 employees or 500 we can help. Talk to us today about putting together a group scheme that will benefit your valued employees, now and for the future.

Find An Adviser

12th Nov by Carmen Lapthorne

Health benefits can play a critical role in retaining existing staff and attracting new talent to your organisation. Lifetime financial adviser Carmen Lapthorne warns business owners and HR managers against making these common mistakes.

5th Sep by Lisa Davis

From relying on only Pharmac-subsidised drugs to thinking you’re fully covered by your work health insurance, Lifetime adviser Lisa Davis warns of the common mistakes we make when selecting health insurance and how best to avoid them.

17th Jul by Garry Mann

Moving from the default ACC Cover Plus to ACC Cover Plus Extra might sound like an expensive exercise, but when topped up with appropriate personal cover, it can cost you less per year for more comprehensive cover that pays out in circumstances of illness as well as injury.