Michelle Blacktop


Group & Employee Benefits Specialist



M: 027 289 5440 |
Areas of Advice
Employee Benefits >

For an outline of the products I can advise on and how I am remunerated, please see Lifetime Group's Financial Advice Provider Disclosure Statement.

About Michelle

Making Employee Benefits Simple, Valued, and Understood

With over 15 years of experience in the group insurance sector within the financial services industry, I bring a strong background in employee benefits and group insurance solutions for New Zealand employers.

Since joining Lifetime in 2018, I have taken on the role of Group and Employee Benefits Specialist for the greater Wellington region.  I work closely with employers and their teams to ensure a smooth, supportive experience, from setting up employee benefits to assisting with claims and responding to any questions that may arise.  I believe strong communication is essential to the success of an employee benefits programme.  When employees understand and value their benefits, it leads to greater engagement and appreciation in the workplace.

I’m based in the beautiful Wairarapa and enjoy the lifestyle the region offers. Outside of work, I value quality time with family and friends, and appreciate the stunning rivers, vineyards, and café culture that make this region so special.

Conflicts of Interest

A brief description of the conflicts of interest that may arise for Lifetime in the course of the services we provide is provided in Lifetime Group's Financial Advice Provider Disclosure Statement.

Reliability History

Neither Lifetime nor I have been subject to a reliability event. A reliability event is something that might influence you in deciding whether to seek advice from either myself or Lifetime. As an example, this would be a serious event such as legal proceedings against me, or bankruptcy in the last four years.

Get In Touch

Contact Michelle on 027 289 5440  |  michelle.blacktop@lifetime.co.nz or alternatively send us an online enquiry below.