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Refixing a Mortgage Isn’t Just About the Rate, It’s About Strategy
When your fixed mortgage rate is coming to an end, it is tempting to focus on one thing, the new interest rate.
And understandably so, interest rates are front-page news, and they directly affect your household budget. But while the rate itself is important, it is only one part of the picture.
KiwiSaver is changing
Budget 2025 has introduced some significant updates to KiwiSaver. These changes are aimed at ensuring the scheme remains sustainable while helping New Zealanders grow their retirement savings. Whether you are just starting out, nearing retirement, or somewhere in between, here's what you need to know and how it might affect your financial plans.
Lifetime Book Club: Four Thousand Weeks by Oliver Burkeman
In a world obsessed with productivity hacks, endless to-do lists and squeezing more out of every day, Burkeman offers something radical: acceptance. Not of defeat – but of reality. Because when you really look at it, four thousand weeks (roughly 80 years) is all we’ve got. And no app or bullet journal is going to give us more.