Greg Kerr

Financial Adviser


M: 027 230 7991 |


  • Residential lending.
  • Investment property lending.
  • Debt consolidation lending.

About Greg

I love property and this is my dream role, getting the finance approved for clients to buy their first home or investment property. I love working with numbers (a chartered accountant) and am very knowledgeable on property matters (studied law/experienced property investor).

It is important to take the time to understand why people want to buy a property, and to create a strategy around their 'why'.

Buying a home can be a stressful and time consuming process. By working with me to organise your finance, frees up your time to find that house you want to own.

People don't know what they don't know, and I have helped people get a loan when their own bank turned then down. I am experienced and knowledgeable property investor and mortgage adviser.

I have helped investors use equity in their own home to fully fund buying an investment property. I can suggest structures for investing, and have a team of property specialists available for my clients (from lawyers, accountants, real estate agents, valuers, property managers, property inspection companies).

I have a through knowledge of the property market, and I love to support clients through the property buying process, beyond the finance side. I have attended open homes with clients, and assisted clients with the clauses for agreements and being with clients at auctions.

A big frustration is the amount of short term debt that some clients have that impacts on their ability to borrow to buy a house. I have worked with these clients to get them into a position to buy the property. This is hugely rewarding and satisfying, and only works when I understand my clients why and that they want to achieve their goals.

I am married to Cathy, have 3 lovely red head teenragers and supporting them in their sporting & cultural endeavours - usually helping out behind the scenes. I love watching sport from local club sport through to test matches with friends. I live in Tauranga - what a great place to live, with the beaches, climate and proximity to a lot of attractions.

I Am Passionate About

  • I love helping first home buyers into their house, by taking away the pain points around obtaining the finance
  • Negotiating with the lenders to get the best deal for my client
  • Sharing my property knowledge with clients
  • Seeing my clients have the confidence to buy properties at an auction is hugely rewarding particularly when they start by saying there is no way we are going to buy a property at auction as its too stressful
  • Empowering my clients to make decisions and buy their home or rental
  • Taking the stress out of finding finance and letting my clients focus on buying the home
  • Putting in place the right loan structure for each client so that they achieve the results and goals
  • Helping clients who may have short term debt issues buy their first home, after putting in place an action plan to achieve that goal
  • Helping clients with formulating their property strategy
  • Seeing clients grow in confidence and want to buy more properties

My Three Golden Rules

  1. Get a pre-approval for finance so you know what you can borrow before you start looking for a property.
  2. Pay cash for depreciating items and borrow for assets that increase in value.
  3. Surround yourself with a team of experts that can give you good advice.


Neither Lifetime nor I have been subject to a reliability event. A reliability event is something that might influence you in deciding whether to seek advice from either myself or Lifetime. As an example, this would be a serious event such as legal proceedings against me, or bankruptcy in the last four years.

Get In Touch

Contact Greg on 027 230 7991  | or alternatively send us an online enquiry below.
preview image - I want to break free (and refix my rate)

I want to break free (and refix my rate)

Wow, A lot can happen in a year! Cast your mind back to mid-late 2020, when New Zealand had just come off a period of lockdown. We couldn’t go out and spend money and subsequently, there was a pent-up demand to do so when we emerged from lockdown.

24 November 2021 by Greg Kerr in Mortgages, Home Loans, Lending
preview image - Changes to LVR Restrictions

Changes to LVR Restrictions

The RBNZ put out a proposal last week to remove the existing LVR rules for new property purchases for a period of 12 months. It is almost through a seven day consultation process with the lenders, and if implemented will be in effect until 1 May 2021. The RBNZ will monitor the market over the next year, and decide whether the LVR restrictions are needed in the future.

28 April 2020 by Greg Kerr