What should I do at my Policy Anniversary?

You should receive formal anniversary notice in the mail directly from the insurer. There is nothing that you have to do now, the policy will automatically renew, however now is a great time to consider the following:

• Please let us know if you have recently changed address, as this may need to be updated with your insurer.
• Has your health changed in any way that may result in a potential claim? For instance, have you broken a bone or spent any time in hospital? Or are you considering some medical treatment that may result in a claim that we can assist with?
• Has your financial situation changed in any way or are you considering making any major financial plans such as buying or selling a home or considering investments?

Am I on track Financially?

As a Lifetime client you are entitled to a ‘Am I on Track’ financial review session with one of our advisers. Click here to find out more and make a booking.

As you may already know, Lifetime Group has specialists across Investments & Retirement Planning, Mortgages, KiwiSaver, Accounting, Commercial Insurance and Personal Insurance. The majority of our services are free, and any initial consultations will always be free of charge, so let us know if you would like to speak with one of one of our specialists in any of these areas.

 Here are some key things to consider that we can help you with:

Investments:

• At Lifetime we pride ourselves on personalised investment advice. Because by taking the time to understand your life – both where you are now and where you’re heading – we can design a personalised investment programme that really works for you.

KiwiSaver:

• We find that many people we speak to are missing out on free money or potentially losing tens or hundreds of thousands of dollars by being in an unsuitable fund based on their timeline and goals.
• Our team here tracks the KiwiSaver market closely each month, enabling us to take a quick look at your current fund and provide other suitable options that may give you a better financial outcome. A conversation with us that takes 10 minutes could end up making you thousands.

Mortgages:

• Interest rates are at an all-time-low. How could you benefit from these low rates? Our Mortgage Advisers can help crunch the numbers to see if re-financing an existing mortgage will save you money, or if an investment property is achievable given your current financial situation.
• If you don’t already have a mortgage, then our advisers can help you set a plan to get into the property market.

Accounting:

• Does your accountant just do your numbers, or are they proactively advising you on business and profitability growth?
• If you’d like a free initial consult with one of our accounting business advisers please reach out.

Commercial Insurance:

• Having the right cover in place and the professional team to support you is crucial at claim time. We are your claim advocates and work for you at claim time rather than you having to deal with a call centre at an insurance company.
• Our specialists can help review current cover to ensure that you and your business have the correct insurance cover in place OR, we can help you get set-up with cover if you do not already have it.

If you would like specialist advice around any of our services please click on the link below and an adviser will be in touch. 

Thank you, and we’d like to remind you that our team is always readily available should you need help in any department.