Help your teen take their first step towards financial confidence
From July 2025, 16- and 17-year-olds can access government contributions to their KiwiSaver accounts – and from April 2026, they may qualify for employer contributions too. But enrolment is still voluntary, and many teens (and parents) aren’t aware of what’s changing.
This free guide from Lifetime helps you understand what’s new, how KiwiSaver works, and how to support your teen to build great financial habits early.
How will this help you and your teen talk about KiwiSaver?
You will learn:
-
What’s changing with KiwiSaver – and why it matters for your teen
-
How KiwiSaver works for under-18s
-
What conversations to start (even if you're not a money expert)
-
Real-world examples and trusted tools to use together
-
Clear steps to enrol if your teen is ready
Who should be reading it?
This guide is perfect for parents, caregivers, and whānau who want to:
-
Give their teen a head start with saving and investing
-
Understand the rules and opportunities of KiwiSaver for young people
-
Turn “I’ll look into it later” into confident, informed action
Why should you download it?
For the first time, teens aged 16 and 17 can grow their KiwiSaver with help from the government and – if working – their employer. But only if they’ve signed up. This is your opportunity to guide them toward smart financial choices early, with the right support and facts at your fingertips.
Get Your Free Guide
Use the form below to download Your Teen’s First Step Towards Financial Confidence – A Parent’s Guide to KiwiSaver.