Debt Consolidation

Managing multiple debts such as hire purchase, car finance and credit cards can become incredibly stressful. If you are unable to keep track of your various monthly payments then consolidating your debt may be the answer.

Consolidate Your Debt Into One Easy Loan

If you are struggling with the pressure of making multiple repayments every month, reorganising your debt into one simple monthly payment may be the right answer. Our team of experienced, independent advisers are able to assess your current debt and find the best solution to fit into your current budget and your long-term financial goals. We will help you determine the ideal payment plan for your lifestyle and assist with budgeting solutions in order to help reduce your debt.

Often, the rates of interest on credit cards or hire purchases can be significantly higher than the rates we can negotiate for a debt consolidation loan. By combining your payments into a lower interest loan you may be able to save a substantial amount of money.

At Lifetime, we are committed to finding the right solution for you. Debt consolidation can be a vital component in a long term financial plan. By talking to a skilled adviser about refinancing your loans, you can be safe in the knowledge that you are doing what’s right for you and your financial situation.

Get Ahead, Stay Ahead

We are here to help - late fees and high interest rates can make life tough. A debt consolidation loan could help you get your finances back on track and leave you free to achieve your financial goals.

Find An Adviser

30th May by Mark Thomas

As a home owner myself, the interest rates changes offered by the banks will often grab my attention. In my role here at Lifetime as a Home Loan Adviser, I work with people from all walks of life who are trying to buy their first home. Most people have to overcome the obstacle of saving a decent deposit and KiwiSaver comes to the rescue for a number of people.

14th May by Christine Hazeldine

Paying your mortgage before you reach retirement age is the ultimate milestone for many Kiwis. But could your net worth be higher and your home loan repaid sooner, if you re-invest the equity in your home elsewhere instead? Home loan adviser Christine Hazeldine considers the options.

12th Mar by Josh Martin

Buying your first home is undoubtedly one of the biggest financial steps you can take, but not completely out of reach for the millennial generation, writes Josh Martin.