Farmer's Disability Cover

Running a farm is different to any other business which is why your Disability Income Protection needs special consideration. Talk to us today about Farmer's Disability Cover.

Farmer's Disability Cover

As a farmer your Disability Protection needs are unique. Proving your income is more difficult for you than most and your risk fluctuates throughout the year. Farmer’s Disability Cover is a special insurance that takes your needs into consideration, providing a more comprehensive cover for your situation.

Farmers can’t just call in sick. If you are unable to work it is a serious issue and your absence can cause major problems for you and your farm. Farmer’s Disability Income can provide a monthly benefit for a set period of time while you focus on getting healthy.

The cover is paid directly to the business and can be used for whatever purpose necessary. It may be that you need to hire extra hands, buy extra machinery or purchase supplementary feed. Whatever the situation, you will have the funds to support your business.

Working where you live will always bring additional risk. It is important that you protect you and your family from the unexpected. By protecting yourself, you are ensuring that your family will be able to rely on the farm even when you are too sick to work. At Lifetime, we have experienced rural advisers who can help tailor the perfect insurance plan to suit you and your lifestyle. Trust us to provide the best risk protection plan possible.

Protecting yourself against risk is an important part of any financial plan. A lot is depending on your ability to get up and go to work each day. You need a plan in place that will take care of you, your farm and your family if you should become sick or injured.

 Find An Adviser

26th Feb by Nathaniel Byers

Paying for trauma cover might seem like an avoidable expense, but it can prove vital to safeguarding your financial standing should the worst happen, says Lifetime financial adviser Nathaniel Byers.

14th Feb by John Whyte

OPINION: Starting a family can be one of the most rewarding milestones a couple can experience. And one of the most stressful.

Planning for your first child might seem like a daunting and overwhelming task, but managing your finances need not be when you have a good idea of what to expect and how to budget around it.

12th Nov by Carmen Lapthorne

Health benefits can play a critical role in retaining existing staff and attracting new talent to your organisation. Lifetime financial adviser Carmen Lapthorne warns business owners and HR managers against making these common mistakes.