Start-Up Income Protection is especially designed to protect you and your fledgling business during those crucial first three years. Talk to us today about how this cover will benefit you.
Start-Up Business Protection
Starting up a new business can be incredibly time consuming. Often, you will find yourself doing the work of several employees and putting in well over 40 hours each week. You are the most important part of your new company and if you become sick or injured and are forced to take time off, your business may not survive without you.
Start-Up Income Protection is especially designed for those who have been trading for less than three years. It will provide you with a monthly benefit if you are unable to work for more than 10 hours a week due to illness or injury. This will give your business cash flow when it needs it most, letting you hire a temporary replacement or giving yourself an income to live off while you focus on your recovery.
Health benefits can play a critical role in retaining existing staff and attracting new talent to your organisation. Lifetime financial adviser Carmen Lapthorne warns business owners and HR managers against making these common mistakes.
From relying on only Pharmac-subsidised drugs to thinking you’re fully covered by your work health insurance, Lifetime adviser Lisa Davis warns of the common mistakes we make when selecting health insurance and how best to avoid them.
Moving from the default ACC Cover Plus to ACC Cover Plus Extra might sound like an expensive exercise, but when topped up with appropriate personal cover, it can cost you less per year for more comprehensive cover that pays out in circumstances of illness as well as injury.