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Over time our financial needs change. Your cover for personal and property insurances from years ago may not be the right fit for today. You might find your premiums are increasing each year and it could be for cover you no longer need, while in other areas there may be risk with insufficient cover in place. Mortgages also need reviews to ensure you've optimised your lending.
Lifetime Financial Advisers are the experts in reviewing and designing a solution that provides the financial plans and protection you and your family need, and ensuring it stays current with your life stages.
Book your free financial review today to take control of your financial journey.
Risks are part of life. We all assume the best when we have children or take on a mortgage, but what comes next if you are no longer able to provide an income?
You can protect yourself and your family against financial harm from unexpected illness and injury. Our Personal Protection Insurance is there to make sure you’ll be covered financially should you become unable to work. Lifetime is here to help you put the right protection in place by identifying the vulnerable areas of your life.
I grew up in South Africa, a country in which once you leave home and get your first full-time job, your parents immediately ask: ‘Do you have your health insurance sorted?’
For me that question came at a time when all I wanted to do was buy a lounge suite with my first pay cheque. But, knowing that I had to prioritise my health, the furniture had to wait.
There is a public health sector in South Africa but it is chronically understaffed and underfunded, and the wait times are astronomical. This means we’ve learnt to adopt a culture where health insurance is just another one of those protections you need.
If I’m going to insure my belongings – my car, my contents, my house – then why wouldn’t I protect my biggest assets – my health and therefore my ability to earn an income?