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Over time our financial needs change. Your cover for personal and property insurances from years ago may not be the right fit for today. You might find your premiums are increasing each year and it could be for cover you no longer need, while in other areas there may be risk with insufficient cover in place. Mortgages also need reviews to ensure you've optimised your lending.
Lifetime Financial Advisers are the experts in reviewing and designing a solution that provides the financial plans and protection you and your family need, and ensuring it stays current with your life stages.
Book your free financial review today to take control of your financial journey.
Risks are part of life. We all assume the best when we have children or take on a mortgage, but what comes next if you are no longer able to provide an income?
You can protect yourself and your family against financial harm from unexpected illness and injury. Our Personal Protection Insurance is there to make sure you’ll be covered financially should you become unable to work. Lifetime is here to help you put the right protection in place by identifying the vulnerable areas of your life.
Health benefits can play a critical role in retaining existing staff and attracting new talent to your organisation. Lifetime financial adviser Carmen Lapthorne warns business owners and HR managers against making these common mistakes.
From relying on only Pharmac-subsidised drugs to thinking you’re fully covered by your work health insurance, Lifetime adviser Lisa Davis warns of the common mistakes we make when selecting health insurance and how best to avoid them.
Moving from the default ACC Cover Plus to ACC Cover Plus Extra might sound like an expensive exercise, but when topped up with appropriate personal cover, it can cost you less per year for more comprehensive cover that pays out in circumstances of illness as well as injury.