Home Loans

​Whether it be a mortgage, refinance or just a top up, we have all your home loans needs sorted.

Lifetime has a team of experienced mortgage advisers nationwide to provide full service home loan solutions for you, working with all the major providers.

Don’t think of your mortgage as static. Interest rates change and so do your personal goals. Sit down with one of our experienced advisers today to see if refinancing is right for you.

Take advantage of your biggest asset and consider topping up your mortgage to finance a new car, home renovation or your dream wedding day.

Mortgage Calculator

Unsure how much your home loan repayments would be? Work it out now with our handy mortgage calculator. See the impact various deposits would have, and how the interest rate and length of the loan can impact the overall interest paid. For advice on how best to structure your loan, book in a free chat with one of our mortgage advisers today. 

Let's Talk - Home Loans

Buying a home doesn’t have to be as daunting as it sounds. Deciding on a place to live is one of the most exciting and big decisions you will make. Life doesn’t always go to plan – babies arrive, illness can strike and interest rates can change. This guide is designed to give you the knowledge and power to make the process easier and smoother. After all, working with a Lifetime mortgage specialist ensures you get the best deal without the stress. 

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Find A Loans Adviser

Ready to talk? We have a team of advisers nationwide keen to understand your needs. Click here to find a specialist Lifetime Adviser near you to make a no-obligation appointment. 

30th May by Mark Thomas

As a home owner myself, the interest rates changes offered by the banks will often grab my attention. In my role here at Lifetime as a Home Loan Adviser, I work with people from all walks of life who are trying to buy their first home. Most people have to overcome the obstacle of saving a decent deposit and KiwiSaver comes to the rescue for a number of people.

14th May by Christine Hazeldine

Paying your mortgage before you reach retirement age is the ultimate milestone for many Kiwis. But could your net worth be higher and your home loan repaid sooner, if you re-invest the equity in your home elsewhere instead? Home loan adviser Christine Hazeldine considers the options.

12th Mar by Josh Martin

Buying your first home is undoubtedly one of the biggest financial steps you can take, but not completely out of reach for the millennial generation, writes Josh Martin.