Home Loans

​Whether it be a mortgage, refinance or just a top up, we have all your home loans needs sorted.

Lifetime has a team of experienced mortgage advisers nationwide to provide full service home loan solutions for you, working with all the major providers.

Don’t think of your mortgage as static. Interest rates change and so do your personal goals. Sit down with one of our experienced advisers today to see if refinancing is right for you.

Take advantage of your biggest asset and consider topping up your mortgage to finance a new car, home renovation or your dream wedding day.

Mortgage Calculator

Unsure how much your home loan repayments would be? Work it out now with our handy mortgage calculator. See the impact various deposits would have, and how the interest rate and length of the loan can impact the overall interest paid. For advice on how best to structure your loan, book in a free chat with one of our mortgage advisers today. 

Let's Talk - Home Loans

Buying a home doesn’t have to be as daunting as it sounds. Deciding on a place to live is one of the most exciting and big decisions you will make. Life doesn’t always go to plan – babies arrive, illness can strike and interest rates can change. This guide is designed to give you the knowledge and power to make the process easier and smoother. After all, working with a Lifetime mortgage specialist ensures you get the best deal without the stress. 

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Find A Loans Adviser

Ready to talk? We have a team of advisers nationwide keen to understand your needs. Click here to find a specialist Lifetime Adviser near you to make a no-obligation appointment. 

18th Oct by Robbie Crawford

As the housing market remains hot and the Reserve Bank dishes out stricter lending rules to New Zealand’s major banks, many first-time home buyers, often younger people, are finding it difficult to get their first mortgage. For many of you, this will be affecting your nearest and dearest, and it’s you, as family, they’re looking to for assistance. Lifetime’s Financial Adviser Robbie Crawford has a few tips (or mortgage hacks) for those hoping to give their loved ones a helping hand onto the property market.

With most banks requiring a 20 percent deposit to obtain a home loan, raising the initial capital can be the most difficult part for many first-time buyers, here’s how you can help.