Business Finance

Make your debt work for your business with smart lending.

Finance Your Business Growth

If you want to grow your business or you are just starting out, business finance can provide the capital you require. Whether it’s a business loan, overdraft facility or other arrangement, we can ensure you get the best structure to meet your needs, keep your repayments affordable and reduce the total interest and cost. 

Business loans can assist with investment in expansion, product development, stock and assets, business acquisition, commercial property purchase, manufacturing equipment; anything and everything to do with building your business.

With a wide range of providers including all the major banks as well as an array of other lenders, we can negotiate and arrange a deal on your behalf - all at no additional expense to you.

An Expert On Your Side

As business experts, our business advisers can not only help you seek finance but also analyse your financial accounts to review if your debt and liquidity ratios meet your needs and the likely lender requirements.

Your Lifetime adviser will also be available any time you need for amendments to your lending, top ups, early repayments or new structures as well as advice on your business finance.

Neville Whitworth

I am a Financial Adviser contracted to Lifetime. My specialist areas are Business, Property Finance, Rural and Residential lending plus Business Reviews. My approach sees me working independently with all the Banks, to provide customers with the most competitive finance package in the market to suits their needs.

Richard Craven

With over 30 years in the Banking industry, 25 of which have been in the Business, Commercial, Property Development and Regional leadership roles, Richard has a wealth of knowledge he shares with his clients.

Let's Talk - Business Solutions

There are many aspects of building a business that must be carefully considered. A few key aspects include establishing start-up costs, funding expansion and growth, taking care of your staff, as well as protecting yourself against disasters and other interruptions.

While it is common practice to insure buildings and assets, it can be less obvious to remember the vital part that key staff and pre-existing financial commitments play in running your business.

Read More >

12th Mar by Josh Martin

Buying your first home is undoubtedly one of the biggest financial steps you can take, but not completely out of reach for the millennial generation, writes Josh Martin.

22nd Aug by Taviri Ono

OPINION: A mortgage tends to be the single biggest expense most home owners face, and what most of us don’t realise is that it can often provide the biggest opportunity for cost saving.

30th Jul by Clive Martin

OPINION: Whether it’s a bach at the beach, house in the suburbs or small apartment in the city, the prospect of owning an investment property has long been part of the Kiwi dream.

According to Statistics New Zealand, residential property now accounts for 32 per cent of all Kiwis’ investments (as at March 2017) – making it the highest share of investment New Zealand has seen in 45 years. This comes despite concerns about primary residential home ownership levels.