Business Banking Reviews

Utilise the expertise of specialist banking and commercial property advisers Neville Whitworth and Richard Craven to boost your company’s profitability.

Improve your current banking structures

Are you paying too much for business banking facilities? A business banking review is an annual financial health check undertaken by our specialist commercial finance advisers to identify possible improvements, opportunities and savings for companies to ensure that their banking facilities align with their current business goals.

Aimed at medium and large-scale businesses with personal and business lending over $1m, a business banking review can help owners avoid overpaying for facilities by looking at their total banking package including lending levels, terms and conditions, covenants and security in comparison to what the marketplace can offer.

As experts in the field, Lifetime Group commercial finance advisers service your business needs with the view of what the entire market has to offer. They negotiate on your behalf with your existing bank as well as an array of other institutions to get you the most competitive packages.

As your business strategy evolves, it’s important to review the banking structures you have in place and adjust them if needed in order to ensure improved cash flow and reduced costs. Because banks have different positions on various types of banking applications, Lifetime Group’s specialist commercial financial advisers can save you time and money by navigating all existing deal structures and manage the application process on your behalf.

Through its unrivalled suite of full business risk management products, Lifetime Group offers clients peace of mind knowing they’re getting expert advice and support on their business journey, and saving money in the process.

Book Your Business Banking Review

Neville Whitworth

I am a Financial Adviser contracted to Lifetime. My specialist areas are Business, Property Finance, Rural and Residential lending plus Business Reviews. My approach sees me working independently with all the Banks, to provide customers with the most competitive finance package in the market to suits their needs.

Richard Craven

With over 30 years in the Banking industry, 25 of which have been in the Business, Commercial, Property Development and Regional leadership roles, Richard has a wealth of knowledge he shares with his clients.

Let's Talk - Business Solutions

There are many aspects of building a business that must be carefully considered. A few key aspects include establishing start-up costs, funding expansion and growth, taking care of your staff, as well as protecting yourself against disasters and other interruptions.

While it is common practice to insure buildings and assets, it can be less obvious to remember the vital part that key staff and pre-existing financial commitments play in running your business.

Read More >

14th May by Christine Hazeldine

Paying your mortgage before you reach retirement age is the ultimate milestone for many Kiwis. But could your net worth be higher and your home loan repaid sooner, if you re-invest the equity in your home elsewhere instead? Home loan adviser Christine Hazeldine considers the options.

12th Mar by Josh Martin

Buying your first home is undoubtedly one of the biggest financial steps you can take, but not completely out of reach for the millennial generation, writes Josh Martin.

22nd Aug by Taviri Ono

OPINION: A mortgage tends to be the single biggest expense most home owners face, and what most of us don’t realise is that it can often provide the biggest opportunity for cost saving.