Business Lending

Make your debt work for your business with smart lending.

Finance Your Business Growth

If you want to grow your business or you are just starting out, business finance can provide the capital you require. Whether it’s a business loan, overdraft facility or other arrangement, we can ensure you get the best structure to meet your needs, keep your repayments affordable and reduce the total interest and cost. 

Business loans can assist with investment in expansion, product development, stock and assets, business acquisition, commercial property purchase, manufacturing equipment; anything and everything to do with building your business.

With a wide range of providers including all the major banks as well as an array of other lenders, we can negotiate and arrange a deal on your behalf - all at no additional expense to you.

An Expert On Your Side

As business experts, our business advisers can not only help you seek finance but also analyse your financial accounts to review if your debt and liquidity ratios meet your needs and the likely lender requirements.

Your Lifetime adviser will also be available any time you need for amendments to your lending, top ups, early repayments or new structures as well as advice on your business finance.

Find An Adviser

22nd Aug by Taviri Ono

OPINION: A mortgage tends to be the single biggest expense most home owners face, and what most of us don’t realise is that it can often provide the biggest opportunity for cost saving.

30th Jul by Clive Martin

OPINION: Whether it’s a bach at the beach, house in the suburbs or small apartment in the city, the prospect of owning an investment property has long been part of the Kiwi dream.

According to Statistics New Zealand, residential property now accounts for 32 per cent of all Kiwis’ investments (as at March 2017) – making it the highest share of investment New Zealand has seen in 45 years. This comes despite concerns about primary residential home ownership levels. 

20th Jun by Neville Whitworth

Smart business owners are now leaning on specialist advisers to negotiate improved banking structures. But exactly what does this service entail? Lifetime’s Financial Advisers Neville Whitworth and Richard Craven share tips on how your business, in certain instances, could save tens of thousands of dollars a year.