Typically, if you dilute the risk of an investment you are also diluting the profits. Managed funds look to circumnavigate this by splitting your money into a range of different funds which will work together to give you the best returns possible.
Diversity is key. Managed funds aim to invest your money in a variety of different areas. This then gives you the benefit of small, steady returns as well as the chance for substantial gains on the riskier investments. The benefit of spreading your money over a variety of funds is that if one venture does lose money, it will not derail all of your investments.
Investing and managing a whole portfolio can easily become a full time job. It may feel safer to manage your own money but it’s often not the best solution. Let our experience work for you. We can fully assess your financial situation and create an investment solution that fits perfectly within your lifestyle. Our advisers are practiced investment managers, skilfully negotiating hundreds of different portfolios and adjusting funds where necessary, so our clients receive the best returns possible.
We want to make your money work for you. Talk to us about your long-term financial goals and we can create a portfolio that will best suit your needs. It doesn’t matter if you are first time investor or if you already have years of experience - we have the tools to help you.
It is important to know where your money is being placed. At Lifetime, we can direct you towards funds that do not invest in cluster mines, tobacco, nuclear weapons and other immoral schemes. Funding the horrors of the world is not something you need on your conscience. Let us make sure you can feel good about the money you make from your valuable investments.
Those who have been following share markets will know that returns during 2018 have been more variable (both up and down) than in the few years prior, which were unusually smooth.
In the past, we have written how volatility can be a friend to the long-term investor, by providing the opportunity to add to investments when prices are lower. October has provided an interesting test to this point, with global share markets finishing October down 6.5% on average (albeit only partly offsetting a 16% rise over the previous 12 months).
It is a changing world, one that is moving very quickly. Moore’s Law is a quoted observation that states computing power double every 2 years or so. With this rapid increase is computing power, ‘Big Business’ is putting this new technology to work (and making a profit).