Your house isn’t just your biggest financial asset, it’s also one of the most important. Let us find the perfect cover for you so you know your family home is safe from the unexpected.
Insure Your Biggest Investment
House Insurance protects your home against the unforeseen, such as fire, burst water pipes or other accidental damage. At Lifetime, we understand that every home is unique.
Kiwis know the danger of natural disasters and at Lifetime, we truly understand how important it is to have the right cover for your home to ensure that you are protected against the worst.
A damaged home is incredibly stressful but if you are without the proper cover, you could be adding an untold amount of financial concerns to an already trying situation. Not all policies are alike and you may not be covered for all eventualities. We can assess your current cover and see if any changes need to be made.
Does your current policy provide the following?
- Alternative accommodation while your home is being rebuilt or repaired
- Replacement (excluding natural disaster)
- The option to choose who repairs or rebuilds your home
Up to 85% of NZ homes could be under-insured by an average of 28% based on a NZ Treasury Report. (IBANZ Cover Note, 2016).
Health benefits can play a critical role in retaining existing staff and attracting new talent to your organisation. Lifetime financial adviser Carmen Lapthorne warns business owners and HR managers against making these common mistakes.
From relying on only Pharmac-subsidised drugs to thinking you’re fully covered by your work health insurance, Lifetime adviser Lisa Davis warns of the common mistakes we make when selecting health insurance and how best to avoid them.
Moving from the default ACC Cover Plus to ACC Cover Plus Extra might sound like an expensive exercise, but when topped up with appropriate personal cover, it can cost you less per year for more comprehensive cover that pays out in circumstances of illness as well as injury.