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Ready to talk? We have a team of advisers nationwide keen to understand your needs. Click here to find a specialist Lifetime Adviser near you to make a no-obligation appointment.
We never expect a major illness to strike us and we’re often unprepared for when it does happen.
Sometimes, life can change in an instant and the futures we dreamed of can end up being vastly different. An accident or serious permanent illness might strike when you least expect, leaving you totally and permanently disabled and unable to work again.
How would you want your family to continue if you couldn’t keep taking care of them? Would you want the mortgage on your family home to be paid, and see your children head off to university?
Are you adequately covered for these events? When it comes to ensuring you have financial protection in place for your needs should a medical condition affect your ability to earn, there are five key events to consider.
2. Income Protection
4. Total Permanent Disablity
57% of Kiwi's have life insurance. (Statistics NZ, 2015)
At Lifetime we understand the impact that these health situations can have on you both emotionally and financially. Your Adviser can be that person who can be there to reassure you especially if you hold insurance policies; they often cover more situations than you think.