Health & Life

When it comes to health and life insurances to protect your lifestyle, recovery options and family - we are your expert team. 

Look after the biggest asset you have... Your health.

We never expect a major illness to strike us and we’re often unprepared for when it does happen. 

Sometimes, life can change in an instant and the futures we dreamed of can end up being vastly different. An accident or serious permanent illness might strike when you least expect, leaving you totally and permanently disabled and unable to work again.

How would you want your family to continue if you couldn’t keep taking care of them? Would you want the mortgage on your family home to be paid, and see your children head off to university?

5 Insurable Events

Are you adequately covered for these events? When it comes to ensuring you have financial protection in place for your needs should a medical condition affect your ability to earn, there are five key events to consider.  

1. Health
2. Income Protection
3. Trauma
4. Total Permanent Disablity
5. Life


Find An Insurance Adviser

Ready to talk? We have a team of advisers nationwide keen to understand your needs. Click here to find a specialist Lifetime Adviser near you to make a no-obligation appointment. 

57% of Kiwi's have life insurance. (Statistics NZ, 2015)

12th Nov by Carmen Lapthorne

Health benefits can play a critical role in retaining existing staff and attracting new talent to your organisation. Lifetime financial adviser Carmen Lapthorne warns business owners and HR managers against making these common mistakes.

5th Sep by Lisa Davis

From relying on only Pharmac-subsidised drugs to thinking you’re fully covered by your work health insurance, Lifetime adviser Lisa Davis warns of the common mistakes we make when selecting health insurance and how best to avoid them.

17th Jul by Garry Mann

Moving from the default ACC Cover Plus to ACC Cover Plus Extra might sound like an expensive exercise, but when topped up with appropriate personal cover, it can cost you less per year for more comprehensive cover that pays out in circumstances of illness as well as injury.