- Over 10 years experience running small businesses and the challenges they face.
- Providing guidance on how to achieve your financial goals in life.
- Helping you identify your insurance needs.
- Assisting with finding the right mix of investments for your stage in life.
- Protecting you and your family from life's 'curveballs'.
- 10 years experience in the rural sector.
A born and bred Cantabrian, I can trace my interest for finance and money back to the family monopoly games we used to play when I was a kid. I loved the game, but hated losing! I eventually ended up completing a B.Com at Canterbury University and was coming up with business ideas while studying. Some of them came to fruition and some didn’t, but that has been how my mind has worked ever since - always looking for opportunities.
Apart from a couple of years in Australia in a lifestyle job (Scuba Dive Instructor), the main part of my working career has been spent building and running a service business in the Dairy Industry. This gave me a 'coal face' understanding of the challenges businesses face on a daily basis, and how important having a support team of professionals advisers can be.
After being approached by a competitor and successfully selling the business in 2018, I've been focused on educating myself on all things ‘investment’. An opportunity arose to become a financial adviser with Lifetime and I am enjoying the role immensely. Being able to help people reach their financial goals has become a vocation rather than a 'job' for me. I absolutely love discussing anything to do with investment and wealth creation - perhaps not the most exciting person at a party, but who doesn't love discussing index funds?
I truly believe that financial freedom is attainable by everyone if a plan is actioned. The earlier you start the better. Once you start seeing the power of compounding it becomes addictive. The passive income that can be achieved from a good investment really gets me excited. Imagine waking up in the morning with more money than you had when you went to bed - literally getting paid to sleep.
"Enjoying the journey" of life as well as the "destination" is very important to me. Sure, have a plan for the future and stick to it, but don't get caught up what the future may or may not hold. Take time to enjoy the now too; spend in areas that bring you joy, penny pinch on areas you don't care about. For me, this means taking holidays with my family in tropical locations so I can get in the water diving and sit on the beach turning into a lobster.
My Three Golden Rules
- Spend less than you earn.
- Start NOW! And invest for the long term.
- Budget for spending on 'fun' items (holidays etc).
Go to school, get a job, work hard, retire at 65 and enjoy your golden years. That’s how it is supposed to go right? Well not necessarily according to a new and exciting global trend.