James Lowes

Financial Adviser

M: 027 270 9760 |


  • 10+ years of assisting clients into their first home.
  • Leveraging to create wealth through investment properties.
  • Residential development/construction lending.
  • Commercial property lending.
  • Refinancing/loan structure advice.

About James

James is a Scottish born Kiwi, having lived in Tauranga for most of his life. He boasts over 10 years in the finance and banking industry, having held several management roles during this time with a major Bank. He has experience in helping a wide range of clients with varying needs and enjoys being a part of his client’s life journeys and considers it a privilege. James can tailor a solution to meet the needs of his clients, ensuring its personalised and the right approach to achieve the best results. James has held property in Auckland and Tauranga, understanding the market conditions and the transaction process from start to finish first-hand. In his spare time, James enjoys spending time with his two kids who are particularly interested in fishing. James has also recently taken up running and enjoys the challenge that it brings. He also has a personal passion for all thing’s aviation being an experienced pilot. Having ratings on eight different aircraft.

My Three Golden Rules

  1. Opportunities come to those who grab them
  2. Getting lucky with property is about being prepared - do the homework today
  3. Don't worry - the sun will still come up tomorrow


Neither Lifetime nor I have been subject to a reliability event. A reliability event is something that might influence you in deciding whether to seek advice from either myself or Lifetime. As an example, this would be a serious event such as legal proceedings against me, or bankruptcy in the last four years.

Get In Touch

Contact James on 027 270 9760  |  james.lowes@lifetime.co.nz or alternatively send us an online enquiry below.