James Lowes

Financial Adviser

M: 027 270 9760 |


  • 10+ years of assisting clients into their first home.
  • Leveraging to create wealth through investment properties.
  • Residential development/construction lending.
  • Commercial property lending.
  • Refinancing/loan structure advice.

About James

I'm a Scottish-born Kiwi, having lived in Tauranga for most of my life. I've worked in the finance and banking industry, having held several management roles during this time with a major bank. I have experience helping a wide range of clients with varying needs. I enjoy being a part of my clients' life journeys and consider it a privilege. I specialise in tailoring solutions to meet the needs of my clients, ensuring its personalised and the right approach to achieve the best results. I've held property in Auckland and Tauranga, understanding the market conditions and the transaction process from start to finish first-hand. In my spare time, I enjoy spending time with my two kids who are particularly interested in fishing. I've recently taken up running and enjoy the challenge that it brings. I also have a personal passion for all things aviation - being an experienced pilot, having ratings on eight different aircrafts.

My Three Golden Rules

  1. Opportunities come to those who grab them
  2. Getting lucky with property is about being prepared - do the homework today
  3. Don't worry - the sun will still come up tomorrow


Neither Lifetime nor I have been subject to a reliability event. A reliability event is something that might influence you in deciding whether to seek advice from either myself or Lifetime. As an example, this would be a serious event such as legal proceedings against me, or bankruptcy in the last four years.

Get In Touch

Contact James on 027 270 9760  |  james.lowes@lifetime.co.nz or alternatively send us an online enquiry below.